Three major building societies have agreed to pay millions to customers after introducing them to tax schemes that led many to lose their life savings.
Becoming your own boss is a dream many people will have at some point in their careers. The freedom to manage your own time and benefit from tax breaks are just some of the sought-after benefits of being self-employed.
Mia Westrap, 26, is doing a no-buy year. She is forgoing dinners with friends, dates and nights out, and even cutting out the little things like soft drinks and charity shop purchases.